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Alternatives to payday loans Money Advice Service. Share this article on Facebook. Share this article on Twitter. Share this article by Email. Share this article on Facebook. Share this article on Twitter. Share this article by Email. WhatsApp Logo. MoneyCommunity Development Finance Institutions CDFIs are small independent organisations that offer loans to people who have been turned down by their bank or credit card company. They tend to be local organisations offering a personalised service that then reinvest any profits they make back into the community. Community Development Finance Institutions and all other organisations offering consumer credit have to register with the Financial Conduct Authority FCA and abide by their rules and standards. You can find an alternative lender, including CDFIs, near you using the Finding Finance website. The Finding Finance is run by Responsible Finance, the membership body for responsible lenders. Find alternative lenders on Finding Finance. Other ways of borrowing. Ask for a pay advance. If you need money before payday, its always worth asking your employer if theyll give you an advance on your wages. Need someone to talk to about your finances? If youre struggling with money, you can talk to someone today, online, by phone or face to face. We have specially trained advisers who can help you start sorting out your financial problems. Find free, confidential advice now using our free debt advice locator tool. |
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